YOUR PATH TO CREDIT REPAIR STARTS HERE

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Our System is Proven and It Works. Need More Information?

Let us help guide the way. You don't have to live with bad credit and high interest rates.
Take advantage of our knowledge, experience, and advanced technology, and we'll help you create a personal game plan to help you repair your credit.

Repair your past credit type

Repair your past

40 million Americans have errors on their credit reports. Are you one of them? As leaders in credit repair Credit Repairs Direct helps address credit report errors.

Monitor your present online

Monitor your present

We make it easy to stay connected so that you can monitor your progress with helpful tools including a personal online dashboard, score tracker, mobile apps and text and email alerts.

Build your future instant account

Build your future

Keep track of changes and updates on your credit reports. Receive credit monitoring, alerts, and expert advice, so you know exactly what’s impacting your credit, and how.

What is a credit repair company and how can they help you?

Repairing your credit alone is an option, but seeking the help of an experienced credit repair company may be more effective for you. We have helped people find solutions to their credit problems and now we can help you with our three-step process!

  • Check. When you sign up, we instantly pull your credit reports. We then organize the information so you can identify items you may want to challenge or change.

  • Challenge. This is where it is so critical to have the experts on your side. We interact directly with the credit companies and help them to meet their obligations. We know the industry, and we know how to use the rules to protect you.

  • Change. We make it easy to stay connected so that you can monitor your progress with helpful tools including a personal online dashboard, score tracker, mobile apps and text and email alerts.

How To Repair Credit A 3-Step Process You Can Understand.

By law, information reported about you to credit bureaus must be fair, accurate, relevant, substantiated and verifiable. Through our simple but powerful 3-step process, we help to ensure that credit companies can't abuse these standards.

When you sign up, we instantly pull your credit reports. We organize it in a way that helps you identify items you want to challenge or change. This then helps us know exactly where to focus our efforts — and how to build a game plan to fit your personal goals and needs.

This is where it is so critical to have the experts on your side. We interact directly with the credit companies and help them to meet their obligations as applicable to your particular situation and plan. Then, we communicate with the credit bureaus to confirm that the appropriate changes have actually occurred. We know the industry - and we know how to use the rules to protect you.

We make it easy to stay connected to your progress as you reach your goals with helpful tools, including A personal online dashboard Score Tracker and Analysis Score tracker and analysis Mobile Apps Mobile apps Text and Email Alerts Text and email alerts

Our Mission

Credit Repairs Direct Empowers Every Individual To Achieve The Credit Scores They Deserve & Enjoy A Lifestyle Of Greater Opportunity!

We are beyond one-time credit repair; we are dedicated to helping you develop a healthier relationship with your credit. Our focus is on you, your story, and your determination to make a change. We want to empower you to make a significant, long-lasting lifestyle change that can give you access to your financial dreams.

Lifetime score improvement is more than just removing negative items on your report - we'll repair your credit history, and we'll do it better than the rest - but we're focused on the story behind that credit score and helping rewrite it to reflect who you are today.

Frequently Asked Questions

  • Why does a potential employer want to see your credit report?

    It's not an invasion of privacy, in fact, it's perfectly legal, although many privacy and consumer advocates don't think it's fair to confuse professional qualifications with credit history. But employers take a different stance. They maintain that a credit report is simply one way to judge a persons character, which can be very important depending on the job.

    For example, if the position requires involvement in finances, bookkeeping or money-handling, an applicant's credit history may reflect on their qualifications or suitability for the position. It's also easy to see where an individual's credit report may be checked for positions requiring high security clearance, handling of valuables or jewelry, or knowledge of trade secrets.

  • Can Credit Repair Companies be Trusted?

    Many "credit repair" companies claim to remove negative credit with the flick of a wrist. Their advertisements make bold assertions and money-back guarantees: "Bankruptcy, tax liens, judgments... no problem!! One hundred percent guaranteed!! Credit report 100% cleared in 30 days!!" Can they really make such sweeping guarantees?

    While some credit repair companies are outright frauds, others are not fraudulent and they use the dispute process to obtain impressive results. In fact, they delete thousands of questionable credit listings every day.

    Unfortunately, it is risky to trust anyone to help you restore your credit. It is estimated that fraudulent credit repair companies have bilked Americans out of more than fifty million dollars. The majority of credit repair companies were started by entrepreneurs with a penchant for marketing. Consumers have flocked to these "credit doctors" only to discover that their advertisements proved far more impressive than their results. Hiring a credit repair company is like playing Russian roulette. Many of them are effective and legitimate, but it is difficult to tell a rip-off from the real article.

  • What do you need a credit repair company to do for you?

    A good place to start when determining which credit repair company is best for you is to figure out what needs to be done to improve your credit. The process of repairing your credit can involve much more than simply disputing your credit with the credit bureaus. You should make sure to use a credit repair company that can fulfill all of your credit needs.

Is Credit Repair worth it?

Take a look at what your credit impacts. These days, it seems like it's just about everything. The truth is, having less than ideal credit can cost you thousands and thousands of dollars over the course of a home or car loan. It can make even everyday needs and decisions more difficult. Fortunately, the law affords every person the opportunity to dispute their poor, inaccurate credit.

Are you ready to start?